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At Habitat for Humanity Australia, we believe in helping low-income families achieve the dream of building and owning their own home

To date Habitat for Humanity Australia has built more than 160 homes in New South Wales, Victoria, South Australia, Queensland.

Families partner with Habitat for Humanity in the construction of their home. Each partner family receives an interest free, 20 year loan based on 95 percent of the market value of the completed home.

Partner families contribute 500 hours of their own time in the planning and construction phases. This is called ‘sweat equity’ and is recognised in the 5 percent discount on market value that we return to them. For example, if a home is valued at $300,000, the partner family will have accumulated effectively $15,000 in equity, from their own efforts, on the day they move in.

As part of Habitat for Humanity’s pay it forward model, partner family loan repayments go towards building new homes for other families in our program.

We also help disadvantaged families through the Brush with Kindness program.

Brush with Kindness mobilises teams of volunteers to conduct landscaping and minor repairs to the exterior of homes of people who may be disadvantaged, disabled or socially isolated.

Visit our State Partners’ pages to donate, and for information on current activities and home ownership opportunities.

Our Bushfire Recovery Program

Rebuilding and Restoring Hope for Aussie Families

Habitat for Humanity Australia has committed to providing recovery services to fire-affected families. A Disaster Recovery Team has been on the ground since the smoke cleared restoring hope to communities affected. We are on the ground in South Australia helping salvage and rebuild, to assist homeowners. Our team was there in the aftermath of the 2009 Black Saturday Victorian Fires, the 2013 NSW Blue Mountains Fires and the 2015 South Australian Sampson Flat Fires and with your support, will again be supporting those affected this year. For as long as it takes.

Becoming a Habitat Partner Family

When a housing project has been approved by the local council and is almost ready to commence, a local public meeting is held to fully explain the application process of becoming a Habitat partner family. Typically, housing is located in regional areas, where the cost of land is more affordable.

Applications forms are available at this public meeting and families applying are assessed on the following criteria:

  • The level of ‘housing affordability stress’ they are experiencing.
  • Their ability to borrow funds to buy or build a home, through conventional financial instruments.
  • Their willingness to partner with Habitat for Humanity in sharing in home ownership, until the loan is re-paid.
  • Their willingness and ability to contribute a minimum of 500 hours of their own time in contributing to the build process of their home – we call this ‘sweat equity’ and it may include basic skills and financial training.
  • After all applications have been reviewed, the family assessed as being in the greatest ‘need’ is selected.

Read our stories


Meet our Partner family Elizabeth who lost her home to 2019 Bushfires. Our volunteer Anne kindly wrote this story for us. Anne has been volunteering with us for over 5 years and worked on Elizabeth’s home. Elizabeth has a new normal in her life. Just in time for Christmas. After losing everything in the devastating […]

Helena, Justin and Gabriel

Helena and Justin built their home over 20 years ago. Locals in the small, tight knit Southern Highlands community watched with interest as the land they were building on had been unoccupied prior to them arriving. Due to the tough terrain and unforgiving Aussie weather, one neighbour even placed a friendly bet that they ‘wouldn’t […]

Dierdre and Dennis

Dierdre is leaning slightly on her walking stick, warm coat and bobble hat a shield against the sunny but still mountain-cold afternoon. “Beautiful,” she says appreciatively as she looks at the shiny new wire mesh boundary fence just being given its finishing touches by two Habitat for Humanity Australia volunteers who have worked on it […]